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General Knowledge

NSW penalties and demerit points

In the test. Expect numbers here: point limits, how long points count, what double demerits cover and how long a suspension lasts. Other questions describe an offence, such as a burnout or a radar detector in the glovebox, and ask what follows.

100

Quick answer

How many demerit points before you lose your licence in NSW?

That depends on your licence. Learners and P1 drivers have a limit of 4 points, P2 drivers 7 and full licence holders 13, counted over three years from the offence dates. Reaching the limit on L or P plates means a three month suspension. Because every speeding offence by a learner or P plater carries at least 4 points, a single one is enough on Ls or red Ps.

The short version

  • Limits: 4 points on L or P1, 7 on P2, 13 on a full licence
  • Each offence's points count for three years from its date
  • One speeding offence of any size suspends a learner or P1 licence
  • Holiday double demerits hit speeding, phone, seatbelt and helmet offences
  • Hoon offences let police take your car or plates for three months

Demerit point limits

Points build up with each offence, and every licence stage has its own ceiling.

  • 4 points is the ceiling for learners and red P1 drivers.
  • Green P2 drivers can reach 7 points, and full licence holders 13.
  • Points count over three years, measured from the date of each offence, not the day you paid the fine.
  • So points earned on 1 March 2023 drop out of the count after 1 March 2026.
  • A full licence holder on 11 points who picks up a 3 point fine sits at 14, past the limit.

Suspensions and good behaviour

What happens at the limit depends on which licence you hold.

  • Learners, P1 and P2 drivers who reach their limit are suspended for three months.
  • A P2 driver suspended for a driving offence spends an extra six months on P2.
  • A full licence holder may choose a 12 month good behaviour period instead of serving the suspension straight away.
  • Pick up 2 or more points during that period and the suspension doubles.
  • While suspended you must not drive at all, not even once to get to work.

On Ls or red Ps, any speeding offence carries at least 4 points, the whole limit. Just 5 km/h over is enough to lose the licence.

Speeding, phones and double demerits

Some offences carry set points, and holiday periods double them.

  • Any speeding by a learner or P plate driver: at least 4 points.
  • More than 30 km/h over brings a suspension on top of the fine, and more than 45 km/h over a longer one.
  • Roadwork limits are real limits whether or not workers are about, so breaking one is a speeding offence.
  • A phone offence costs 5 points, or 10 in a double demerit period.
  • Double demerits run in declared holiday periods, such as Easter and Christmas, for speeding, phone, seatbelt and helmet offences.

Cameras, detectors and tolls

Getting caught does not need a police car in your mirror.

  • Cameras detect red light running, speeding, phone use and seatbelt offences.
  • A red light camera records a car that enters the intersection after the light has turned red.
  • Holding your phone while stopped at a red light is still an offence, and a camera can catch it.
  • Radar detectors and jammers are illegal to have in a car, even switched off.
  • Every toll road trip is charged. With no tag or pass you get a toll notice, to be paid by its due date.

Hoon driving

Police have extra powers for street racing, burnouts and driving like them.

  • For street racing or a burnout, police can take the car or its number plates for three months.
  • A street or drag racing conviction adds demerit points and a large fine.
  • A second offence can see the owner's car forfeited for good and sold.
  • Needless noise or smoke, like revving hard at the lights or spinning the wheels, is an offence in itself, car parks included.

Dangerous driving, drink and drugs

Courts treat these as serious crimes, even when nobody is injured.

  • Dangerous or reckless driving can bring disqualification, a fine and up to 9 months in prison with no one hurt, and far more if someone is.
  • Negligent driving can cost a fine and your licence even when nobody is injured.
  • A drink driving conviction can mean a fine, loss of licence, prison and an alcohol interlock.
  • A first low range drink driving offence, or a first drug presence offence, brings an immediate three month suspension and a fine.
  • Driving while suspended or disqualified leads to heavy fines, a longer ban and possible prison.

Try this

Worked examples to think through

Picture the situation, decide what you would do, then open the answer.

1Try this

You are on red P plates and get caught at 58 km/h in a 50 km/h zone. It is only 8 km/h over, so how serious can it be?

Show the answer

Serious enough to lose your licence. Every speeding offence on P1 carries at least 4 points, which is the whole P1 limit, so a three month suspension follows.

2Try this

A full licence holder already has 10 demerit points from the past two years, then gets a speeding fine over a holiday long weekend. Why is that a real worry?

Show the answer

Speeding points double during holiday periods, so even a minor offence could carry them to 13 or more and trigger a suspension.

Practise it

Three penalties and demerit points questions to try

Real questions from the 48 in the NSW Learner bank for this topic, three options each like the test. Pick one to see the answer, the reason and the rule.

Question 1 of 3 General Knowledge

You are on red P plates and caught driving 5 km/h over the limit. What happens to your licence?

Right.Not quite. The answer is B.

Any speeding offence on a P1 licence carries at least 4 demerit points, which reaches the P1 limit and suspends the licence.

Source: NSW licensing rules

Question 2 of 3 General Knowledge

You use a handheld phone while driving on a long weekend with double demerits. How many points do you get?

Right.Not quite. The answer is B.

A phone offence is 5 points and doubles to 10 in a double demerit period.

Source: NSW licensing rules

Question 3 of 3 General Knowledge

You find a radar detector in a second-hand car you just bought. May you keep it in the car switched off?

Right.Not quite. The answer is A.

Simply having a radar detector or jammer in a car is an offence, whether or not it is switched on.

Source: Road Transport Act 2013 (NSW) section 119

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Common questions

When do double demerits apply in NSW?
Over holiday periods declared in advance, Easter and Christmas among them. They double the points for speeding, phone, seatbelt and helmet offences.
How long do demerit points last in NSW?
They count towards your limit for three years from the date of each offence.
How many demerit points is a phone offence in NSW?
5 points, rising to 10 in a double demerit period.
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